What got you here won’t take you there.

We’re specialists in using insurance as part of business succession, estate and tax planning. We collaborate with accountants, investment advisors and family offices to support their high net-worth clients in our specific domains. We have a team of advisors, an actuary, a CFA and operations staff to design and execute even the most complex planning now and decades into the future.

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Uniting your vision with our expertise.

With deep industry expertise and a commitment to understanding your needs, we provide clarity, confidence, and peace of mind. Whether you’re protecting loved ones, planning for retirement, or ensuring your business’s legacy, we are here to guide you every step of the way.

Service List

Tax and Estate Planning

Group Pension & Insurance

Financial Planning

Why Work With Us

Expertise

We are experts in financial planning using life insurance, the products and carriers in the Canadian insurance market and the ways life insurance can best be used within Canada’s tax rules. We know that insurance is just one of many options a client can use to pursue their goals and educate accordingly. We take complicated products and complex financial situations and make them easier to understand as a part of an overall financial picture.

Personalized Strategies

At Unity we don’t simply sell products. We work with clients to understand their situations and create informed solutions. We use education and detailed financial modelling to support clients in making important decisions for their businesses and families. Each situation is unique and requires nuance and strategic thinking.

Project Management

Our process starts with understanding the client. But it also involves financial analysis, product analysis, medical & financial underwriting and finally policy placement. We have an ongoing annual service process to ensure your portfolio of coverage is managed well. We have the team in place to execute the simplest solutions up to multi-decade succession plans.

Collaboration

We work with the key advisors in our clients’ lives – accountants, investment advisors, lawyers – to execute planning that is harmonious with the rest of clients’ financial picture. Too often, insurance advisors avoid involving other experts, out of fear it may cast doubt on a recommendation. We welcome this collaboration, as it we know that many experts working together creates a better outcome for our clients.

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What got you here, won’t take you there.

Our clients are leaders in their industries and communities. They work with us because they want to build beyond their current success, to propel their business and family finances to a higher level. Unity delivers cutting-edge, innovative solutions that not only safeguard you today, but prepare you for a future filled with possibilities.

Business Owners

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Family Offices

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Are you a Financial Advisor looking for cutting-edge insurance solutions that will enhance your service offerings to your clients? Let’s Connect.

We can help you protect your wealth.

Book a Consultation

Testimonials

It was important for me to hear that the team at Unity said I did not need life insurance. This was consistent with what I felt and what my CFO felt. However, after working with Unity’s actuary, we realized we wanted the insurance to accomplish our business goals.

— Business Owner

Working with Unity was a breath of fresh air. They included me early in the planning process for our mutual client, allowing us to collaborate to find the best solution for our business client.

— CPA

Unity did some detailed financial modelling for our group of shareholders to figure out the best insurance solution to fund our shareholder agreement. We ended up with a combination of products that helped meet our need for the USA and help with some longer-term planning also.

— Business Owner

The team at Unity has done a fantastic job completing life insurance planning for my clients. This allows me to focus specifically on managing my clients’ investment portfolios and other aspects of financial planning.

— Investment Advisor

Dustin and Scott Sadler from Unity helped design a compensation plan for an organization with whom I contract. The planning was a win-win- as it offered protection for the company and higher total after tax compensation for me, which gives me more certainty in my retirement.