Insurance Education

By starting early, you give your child an asset that not only protects their future but also provides the freedom to pursue opportunities, handle life’s uncertainties, and build long-term wealth.

How we help clients avoid unnecessary exclusions and ratings due to sports and lifestyle interests.

Our annual reviews are a key part of that commitment. We take time with you as our client to understand your changing needs and goals, and work with you to ensure your planning is up to date and tailored to meet your specific needs.

Let’s explore some simple steps that can be taken to secure your family business’s legacy.

Insurance policies can have many contractual guarantees and options, depending on the type of policy purchased.

A well-executed family business succession plan is key to long-term success. It helps make the leadership change smooth and keeps your family’s legacy alive.

If you’re a Canadian and considering emigrating from Canada now or in the future, your life insurance policy could be the most tax-efficient asset in your financial portfolio.

Participating (par) life insurance policies are a type of life insurance that offers both a death benefit and significant potential for dividend earnings.

Life insurance proceeds can help support a charity’s ongoing activities, advance its capital-intensive projects and create a legacy for you and your family.

Many Unity clients are seeking innovative ways to optimize their assets and unlock liquidity. One often overlooked avenue is leveraging participating life insurance policies as assets for lending.

This week of April 15th, 2024 the federal government announced its intention to increase in the capital gains inclusion rate from one-half to two-thirds, effective June 24, 2024. Our goal in this memo is to explain the most important ways this change may affect you.

Life insurance serves as a cornerstone in financial planning, providing invaluable protection and peace of mind to policyholders and their loved ones. While many individuals are familiar with the basics of life insurance, such as death benefit protection, there are often hidden gems embedded within policies that significantly enhance their value to you.

Permanent life insurance can be an effective and flexible financial tool to create a legacy and a secure future for your loved ones.

Our mission is to bring legacies to life by putting people and relationships first.

Mortgage Life Insurance is commonly offered to new homeowners who may be concerned that an unexpected death or illness could leave their loved ones with a large mortgage.