Farm Succession

The team at Unity is easy to talk to and they truly treat you like family. They are smart and very detailed when building a plan. They were never pushy, either when the timing didn’t work out for us to move forward right away, they were completely understanding. I fully plan on returning to Unity in the near future to build out my personal succession plan and protect my estate from the tax man.

We’ve worked with Trevor, Dustin, and the team at Unity Insurance for a number of years, and they’ve been a great partner through some pretty important stages of our business. During our succession process, which took place over four to five years, they helped us identify risks we hadn’t fully considered and put the right coverage in place to protect the business and the people involved. Having that protection gave us a lot of confidence and stability as we navigated a major transition. One thing I’ve always appreciated is how Trevor and Dustin explain things. Insurance can get complicated quickly, but they have a way of breaking concepts down so you can understand what you’re buying and why it matters without feeling overwhelmed. Whenever we’ve brought concerns or ideas to them, they’ve been thoughtful, proactive, and usually had more than one solution for us to consider. As our needs have evolved, they’ve also helped us think beyond insurance. They’ve worked with us on long-term planning, including tax-efficient strategies for accessing funds from our business, retirement planning, and even saving for our kids’ future education. They’re the kind of advisors who take the time to understand your goals and help you build a plan around them. We trust their advice and look forward to continuing to work with them for years to come.

Working with Unity has been such a positive and reassuring experience for our family. When we first started thinking about estate and succession planning, we knew it was important, but we honestly didn’t know where to begin. The process felt overwhelming, and we weren’t sure what questions to ask or what steps we should be taking. The team at Unity took the time to truly understand our family, our farm, our goals, and what mattered most to us. Their kind and caring approach made a complicated process feel much more manageable. They walked us through financial projections in a way that was clear and easy to understand and helped us start putting the right pieces in place for our future planning. What stood out most was how genuine and thoughtful the team was. We never felt rushed or pressured. Instead, we felt heard, supported, and guided by people who really cared about helping our family make informed decisions for the future. We are grateful for Unity’s guidance and would highly recommend them to any family who is starting to think about estate planning, succession planning, or simply wants a clearer picture of their financial future.

As new parents and busy farmers, working with Unity gave us peace of mind during a really important stage of life. With so much on the go, it was helpful to have a team that made the process feel simple, clear, and manageable. Unity helped us put term life insurance in place to protect our family and guided us through setting up an RESP for our new baby. They took the time to explain our options, answer our questions, and make sure we felt confident in the decisions we were making. We are grateful for their support and would recommend Unity to other young families who are looking to protect what they’re building and start planning for the future.

The Unity team’s approach to farm succession planning stood out for its intentionally collaborative structure, bringing all advisors—accounting, tax, legal, etc.—together early to ensure aligned, informed decision‑making. With using applicable planning tools, this coordinated approach uncovered value beyond basic succession, improving tax efficiency, strengthening governance, aligning generations, and delivering a clear, executable plan for all parties involved.