Insurance Education

How Smart Tax Planning Can Save You Millions

For many farm families, the hardest part of succession is not deciding who will run the farm, but deciding how to treat everyone fairly. Our team of CPA, CFA and advisors build farm and personal financial projections, to help answer some of your questions.

Discover how life insurance can build tax-free wealth. Learn how permanent policies offer tax-sheltered growth, tax-free death benefits, and powerful advantages for business owners through corporate-owned strategies.

Leverage your life insurance to build wealth and preserve cash flow with a strategic financing approach. Discover how Leveraged Life Insurance from Unity combines protection, tax efficiency, and long-term financial growth.

You’ve just made one of the biggest financial decisions of your life: buying a new home. Protecting that investment—and the people who live in it—is crucial.

A term conversion is the process of changing your existing term 10 policy into a term 20 policy before it renews.

The likelihood of experiencing a disability at some point in your career is higher than many realize. Having insurance prepares you for this possibility, ensuring that you and your business are protected.

For more than a century, life insurance policies in Canada have offered powerful tax advantages—and we want to make sure business owners are using them to their fullest.

Term life insurance is designed to be affordable, flexible, and temporary — it protects you for a set period. But what should you do when that term is ending?

If you’re a Canadian and considering emigrating from Canada now or in the future, your life insurance policy could be the most tax-efficient asset in your financial portfolio.

We've found that many clients have questions about the differences between a Premium Offset and a Reduced Paid-Up policy. Both let you stop paying out-of-pocket premiums, but they work in different ways and lead to different outcomes.

One of the oldest types of life insurance is Participating life insurance. This is a form of permanent insurance, providing lifelong coverage.

By starting early, you give your child an asset that not only protects their future but also provides the freedom to pursue opportunities, handle life’s uncertainties, and build long-term wealth.

How we help clients avoid unnecessary exclusions and ratings due to sports and lifestyle interests.

Our annual reviews are a key part of that commitment. We take time with you as our client to understand your changing needs and goals, and work with you to ensure your planning is up to date and tailored to meet your specific needs.